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What risks shall be covered by the Voluntary Health Insurance contract?

What risks shall be covered by the Voluntary Health Insurance contract?

The outpatient care is the basic risk of a Voluntary Health Insurance program. All other risks can be optionally added to the program. However, some of the risks, e.g. EHS, are obligatory if there is a risk of emergency and scheduled hospitalization. Specialized programs with a specific set of included risks are also possible.

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