What services are not included into Voluntary Health Insurance program?

A list of exclusions is usually given in the Insurance contract. Standard exclusions from the Voluntary Health Insurance contract are the following:

- Preventive care.

- Services, provided per Insured person’s request, without

any medical indications

- Services, for which one can address to the State

Programs of Treatment and Monitoring (e.g. tuberculosis)

- In case the conditions, under which the insured event

takes place, fall under Force Majeure (e.g. Acts of God or Military Operations).

Back to the list